STRATEGIES FINANCIAL HEALTH

Better prepare for retirement,
minimize income tax, optimize
portfolio performance; these
are legitimate and
accessible goals.

To know more

Comprehensive and Integrated Financial Planning (CIFP)

Comprehensive and Integrated Financial Planning is a global process taking into account all aspects of the financial situation. For most, the corner stone of financial planning is employment income. The first step is to secure this revenue for the family in case of disability, critical illness, or premature death. Attention is also given to plan a sensible retirement strategy. Thereafter, the CIFP focuses on both protecting and optimizing the family wealth.

Summary table

Financial Security

Estate Planning

Retirement needs:

  • Maintain Standard of Living
  • Minimize Income Taxes
  • Diversification
  • Revenues
    • Asset Mix
    • Pension Plans
  • RRSP
  • Savings
  • Asset Acquisition
  • Asset Protection
  • Inflation Protection

Disability, CI, LTC

  • Living Will
  • Power of Attorney

Education

  • Children’s Education
  • Children’s Wellbeing

Family needs:

  • Maintain Standard of Living
  • Debt Repayment
  • Goal Realization
  • Minimize Income Taxes
  • Income Splitting
  • Estate Protection
  • Estate Optimization
  • Fair Distribution of Wealth
  • Gift Giving
  • Family Trust
  • Will